Marine Insurance This is Coverage against loss of or damage to a ship; and in-transit cargo…
Medical Insurance With the day to day cost of medical services and the increased no of …
This is the best motor insurance cover that provides indemnity against accidental loss…
Fire policy provides indemnity against loss or damage to property described, caused by fire…
The Burglary policy covers the insured’s property against theft through forceful entry into…
Home insurance provides financial protection against misfortunes befalling your home. It…
This offers Cash Benefit in respect of accidental death and / or bodily injury to 7. insured…
Student Accident Cover
This is a special tailor made Personal accident insurance scheme that covers students for medical expenses following an accident. In addition, it provides cover against death, loss of limbs, sight, and hearing and such other permanent total or permanent partial disablement arising out of any accident.
Helps give parents and school administrators peace of mind.
All Risks Insurance
This policy provides cover for loss of or damage to the property insured by Fire, Theft or any Accidental means not excluded by the Policy.It is suitable for movable items like cameras, laptops, Phones, Jewels, Tablets, and other fragile electronic items.This Cover apply within and outside the premises
Work Injury Benefit Act (WIBA)
This Cover is in respect of the Insured’s Liability against any accidental death or bodily injury to employees arising out of and in the course of their employment as per the Work Injury Benefit Act
Public liability insurance
Indemnity against legal liability to third parties in respect of accidental death, bodily injury and/or loss or damage to the third-party property incurred by the insured in the course of the Insured’s business or premises
This is Coverage against loss of or damage to a ship; and in-transit cargo loss or damage over waterways, land, and air.
Cover is available for both Importers and Exporters
The policy will protect the goods carried by Sea or by Air from losses arising out of theft, collision, or fire to the vessels, including capsizing in the case of sea freight, the effects of war or of goods being jettisoned (thrown off the vessel to save the vessel) is also be covered.
Cover can be arranged from port of origin to port of destination or from port of origin to warehouse of final destination.
Fidelity guarantee insurance policy
The Fidelity Guarantee Policy is an insurance against the results of dishonesty or disloyalty of employees.
The cover therefore is issued to cover the employer against direct financial loss of money and loss of stock which might result from acts of dishonesty by an employee in the course of employment.
Group Life Assurance
Group Life Assurance covers the risk of death of an employee while in service of the employer through natural death or as a result of an accident.
Retirement Benefit Schemes/Pension
- This is a scheme designed to enable the members to regularly & systematically set aside money to financially secure their future in retirement.
- The scheme guarantees the member a regular income after quitting active employment or a lump sum for own investment.
- The scheme can be the individual member initiative or employer sponsored.
The key objective is to financially secure the member’s life in retirement
Engineering and Machinery
Sudden and unforeseen damage to machinery whilst working, at rest or dismantling/erection for inspection or repair including machinery under a standard fire & peril policy
Common law liability in respect of death/bodily injury sustained through accident or disease arising out of and in the course of employment to any employee in the insured’s service.
Goods in transit
Loss or damage to the property insured belonging to the insured by an accident, fire, collision and theft from any vehicle or conveyance specified in the schedule during transit including whilst temporarily housed in course of transit.
The Professional Indemnity Policy covers awards arising out of court judgments, defense costs, loss of documents, fees and expenses.
This policy protects professionals from legal liability for any acts of negligence they may commit in the course their duty. You do not have to be wrong to be sued, the policy will provide for the costs of defending any action brought against the insured in their professional capacity.
Scope of cover;
i) court judgments/awards
ii) defense costs
iii) fees and expenses
iv) loss of documents
Indemnity against loss of money in transit and/or premises